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  • Buy
    • Conventional Home Loans
    • First-Time Homebuyer / DPA Loans
    • FHA Home Loans
    • VA Home Loans
    • Cash Advantage Program
    • Jumbo Loan Programs
    • Self-Employed Mortgages
    • Non QM Loans
    • Bank Statement Loans
    • Investment Property Financing
    • ITIN Loans
    • Renovation and Construction Loans
    • USDA Loans
    • Adjustable-Rate Mortgages
  • Refinance
    • HELOC | Home Equity Line of Credit
    • Cash-Out Refinance
    • Refinance Loans
    • Reverse Mortgage
  • About
    • Contact
    • Partner With Us
    • The Turnkey Foundation
    • Leadership Team
    • Blog
    • FAQs
  • Careers
    • Mortgage Loan Officer Careers
    • All Open Positions
  • Calculator
  • Get Approved
  • Find a Broker
  • Buy
    • First-Time Homebuyer / DPA Loans
    • Conventional Home Loans
    • FHA Home Loans
    • Self-Employed Mortgages
    • Non QM Loans
    • Cash Advantage Program
    • VA Home Loans
    • Bank Statement Loans
    • Jumbo Loan Programs
    • Investment Property Financing
    • ITIN Loans
    • Renovation and Construction Loans
    • USDA Loans
    • Adjustable-Rate Mortgages
  • Refinance
    • Cash-Out Refinance
    • HELOC | Home Equity Line of Credit
    • Refinance Loans
    • Reverse Mortgage
  • About
    • Partner With Us
    • Contact
    • The Turnkey Foundation
    • Leadership Team
    • FAQs
    • Blog
  • Calculator
  • Mortgage Loan Officer Careers
    • Loan Officers
    • Job Openings
  • Get Approved
  • Find a Broker
  • Buy
    • First-Time Homebuyer / DPA Loans
    • Conventional Home Loans
    • FHA Home Loans
    • Self-Employed Mortgages
    • Non QM Loans
    • Cash Advantage Program
    • VA Home Loans
    • Bank Statement Loans
    • Jumbo Loan Programs
    • Investment Property Financing
    • ITIN Loans
    • Renovation and Construction Loans
    • USDA Loans
    • Adjustable-Rate Mortgages
  • Refinance
    • Cash-Out Refinance
    • HELOC | Home Equity Line of Credit
    • Refinance Loans
    • Reverse Mortgage
  • About
    • Partner With Us
    • Contact
    • The Turnkey Foundation
    • Leadership Team
    • FAQs
    • Blog
  • Calculator
  • Mortgage Loan Officer Careers
    • Loan Officers
    • Job Openings
Get Approved

This Cookie Policy was last updated on October 18, 2026 and applies to citizens and legal permanent residents of the European Economic Area and Switzerland.

1. Introduction

Our website, https://arborfinancialgroup.net (hereinafter: "the website") uses cookies and other related technologies (for convenience all technologies are referred to as "cookies"). Cookies are also placed by third parties we have engaged. In the document below we inform you about the use of cookies on our website.

2. What are cookies?

A cookie is a small simple file that is sent along with pages of this website and stored by your browser on the hard drive of your computer or another device. The information stored therein may be returned to our servers or to the servers of the relevant third parties during a subsequent visit.

3. What are scripts?

A script is a piece of program code that is used to make our website function properly and interactively. This code is executed on our server or on your device.

4. What is a web beacon?

A web beacon (or a pixel tag) is a small, invisible piece of text or image on a website that is used to monitor traffic on a website. In order to do this, various data about you is stored using web beacons.

5. Cookies

5.1 Technical or functional cookies

Some cookies ensure that certain parts of the website work properly and that your user preferences remain known. By placing functional cookies, we make it easier for you to visit our website. This way, you do not need to repeatedly enter the same information when visiting our website and, for example, the items remain in your shopping cart until you have paid. We may place these cookies without your consent.

5.2 Statistics cookies

We use statistics cookies to optimize the website experience for our users. With these statistics cookies we get insights in the usage of our website. We ask your permission to place statistics cookies.

5.3 Advertising cookies

On this website we use advertising cookies, enabling us to gain insights into the campaign results. This happens based on a profile we create based on your behavior on https://arborfinancialgroup.net. With these cookies you, as website visitor, are linked to a unique ID but these cookies will not profile your behavior and interests to serve personalized ads.

5.4 Marketing/Tracking cookies

Marketing/Tracking cookies are cookies or any other form of local storage, used to create user profiles to display advertising or to track the user on this website or across several websites for similar marketing purposes.

Because these cookies are marked as tracking cookies, we ask your permission to place these.

5.5 Social media

On our website, we have included content from Facebook to promote web pages (e.g. “like”, “pin”) or share (e.g. “tweet”) on social networks like Facebook. This content is embedded with code derived from Facebook and places cookies. This content might store and process certain information for personalized advertising.

Please read the privacy statement of these social networks (which can change regularly) to read what they do with your (personal) data which they process using these cookies. The data that is retrieved is anonymized as much as possible. Facebook is located in the United States.

6. Placed cookies

Complianz

Functional

Usage

We use Complianz for cookie consent management. Read more about Complianz

Sharing data

This data is not shared with third parties. For more information, please read the Complianz Privacy Statement.

Functional

Name
cmplz_functional
Expiration
365 days
Function
Store cookie consent preferences
Name
cmplz_statistics
Expiration
365 days
Function
Store cookie consent preferences
Name
cmplz_preferences
Expiration
365 days
Function
Store cookie consent preferences
Name
cmplz_marketing
Expiration
365 days
Function
Store cookie consent preferences
Name
cmplz_consented_services
Expiration
365 days
Function
Store cookie consent preferences
Name
cmplz_policy_id
Expiration
365 days
Function
Store accepted cookie policy ID
Name
cmplz_banner-status
Expiration
365 days
Function
Store if the cookie banner has been dismissed
Name
cmplz_user_data
Expiration
365 days
Function
Read to determine which cookie banner to show
Name
cmplz_id
Expiration
365 days
Function
Store cookie consent preferences
Name
cmplz_saved_categories
Expiration
365 days
Function
Store cookie consent preferences
Name
cmplz_saved_services
Expiration
365 days
Function
Store cookie consent preferences

Google Ads

Statistics, Marketing

Usage

We use Google Ads for advertising. Read more about Google Ads

Sharing data

For more information, please read the Google Ads Privacy Statement.

Statistics

Name
_gcl_ls
Expiration
Function
Store and track interaction

Marketing

Name
_gcl_au
Expiration
persistent
Function
Store and track conversions
Name
google_adsense_settings
Expiration
persistent
Function
Provide ad delivery or retargeting

Google Tag Manager

Marketing

Usage

We use Google Tag Manager for website statistics. Read more about Google Tag Manager

Sharing data

For more information, please read the Google Tag Manager Privacy Statement.

Marketing

Name
arbor_attribution
Expiration
90 days
Function
Stores campaign source, referrer and click identifiers for lead attribution, only after marketing consent

Facebook

Marketing, Functional

Usage

We use Facebook for display of recent social posts and/or social share buttons. Read more about Facebook

Sharing data

For more information, please read the Facebook Privacy Statement.

Marketing

Name
lastExternalReferrer
Expiration
persistent
Function
Set by the Meta Pixel to record the last external referrer
Name
lastExternalReferrerTime
Expiration
persistent
Function
Set by the Meta Pixel to record the last external referrer
Name
_fbp
Expiration
3 months
Function
Store and track visits across websites
Name
_fbc
Expiration
2 years
Function
Store last visit
Name
fbm*
Expiration
1 year
Function
Store account details
Name
xs
Expiration
3 months
Function
Store a unique session ID
Name
fr
Expiration
3 months
Function
Provide ad delivery or retargeting
Name
act
Expiration
90 days
Function
Store logged in users
Name
datr
Expiration
2 years
Function
Provide fraud prevention
Name
c_user
Expiration
30 days
Function
Store a unique user ID
Name
sb
Expiration
2 years
Function
Store browser details
Name
*_fbm_
Expiration
1 year
Function
Store account details

Functional

Name
wd
Expiration
1 week
Function
Read screen resolution
Name
csm
Expiration
90 days
Function
Provide fraud prevention
Name
actppresence
Expiration
session
Function
Store and track if the browser tab is active

Calendly

Functional

Usage

We use Calendly for content creation. Read more about Calendly

Sharing data

For more information, please read the Calendly Privacy Statement.

Functional

Name
calendly-internal-store
Expiration
persistent
Function
Stores Calendly scheduling widget state
Name
calendly-store
Expiration
persistent
Function
Stores Calendly scheduling widget state
Name
_calendly_session
Expiration
session
Function
Store user preferences

WordPress

Functional

Usage

We use WordPress for website development. Read more about WordPress

Sharing data

This data is not shared with third parties.

Functional

Name
WP_PREFERENCES_USER_*
Expiration
persistent
Function
Store user preferences
Name
wpEmojiSettingsSupports
Expiration
session
Function
Store browser details
Name
wp-settings-*
Expiration
persistent
Function
Store user preferences
Name
wp-settings-time-*
Expiration
1 year
Function
Store user preferences
Name
wordpress_test_cookie
Expiration
session
Function
Read if cookies can be placed
Name
wordpress_logged_in_*
Expiration
persistent
Function
Store logged in users

Elementor

Statistics (anonymous), Functional

Usage

We use Elementor for content creation. Read more about Elementor

Sharing data

This data is not shared with third parties.

Statistics (anonymous)

Name
elementor
Expiration
persistent
Function
Store performed actions on the website

Functional

Name
ea11y-global-state
Expiration
persistent
Function
Stores the accessibility widget preferences
Name
__bdt_d3
Expiration
persistent
Function
Element Pack asset loading flag
Name
ep_visitor_tz
Expiration
session
Function
Stores the visitor timezone for time based page elements (Element Pack)
Name
ea11y-session-state
Expiration
session
Function
Stores the accessibility widget preferences

Google Analytics

Statistics

Usage

We use Google Analytics for website statistics. Read more about Google Analytics

Sharing data

For more information, please read the Google Analytics Privacy Statement.

Statistics

Name
_ga_*
Expiration
1 year
Function
Store and count pageviews
Name
_ga
Expiration
2 years
Function
Store and count pageviews

LiteSpeed

Functional

Usage

We use LiteSpeed for website hosting. Read more about LiteSpeed

Sharing data

This data is not shared with third parties.

Functional

Name
_lscache_vary
Expiration
2 days
Function
Provide the prevention of cached pages

CloudFlare

Functional

Usage

We use CloudFlare for content distribution network (CDN) services. Read more about CloudFlare

Sharing data

For more information, please read the CloudFlare Privacy Statement.

Functional

Name
cf_*
Expiration
session
Function
Cloudflare security and performance

Google Maps

Marketing

Usage

We use Google Maps for maps display. Read more about Google Maps

Sharing data

For more information, please read the Google Maps Privacy Statement.

Marketing

Name
Google Maps API
Expiration
expires immediately
Function
Read user IP address

YouTube

Marketing

Usage

We use YouTube for video display. Read more about YouTube

Sharing data

For more information, please read the YouTube Privacy Statement.

Marketing

Name
GPS
Expiration
session
Function
Store location data
Name
VISITOR_INFO1_LIVE
Expiration
6 months
Function
Provide ad delivery or retargeting
Name
YSC
Expiration
session
Function
Store and track interaction
Name
PREF
Expiration
8 months
Function
Store user preferences

Convert Experiences

Statistics

Usage

We use Convert Experiences for a/b testing.

Sharing data

For more information, please read the Convert Experiences Privacy Statement.

Statistics

Name
_conv_v
Expiration
6 months
Function
Store which A/B test variations a visitor has seen so the same version is shown consistently
Name
_conv_s
Expiration
20 minutes
Function
Store session data for A/B testing
Name
_conv_r
Expiration
6 months
Function
Store referral data (referrer, landing page) for A/B testing

Miscellaneous

Purpose pending investigation

Usage

Sharing data

Sharing of data is pending investigation

Purpose pending investigation

Name
_grecaptcha
Expiration
Function
Name
aae_editor_preload_day_2026-09-15
Expiration
Function
Name
aae_editor_preload_day_2026-09-11
Expiration
Function
Name
aae_editor_preload_day_2026-09-24
Expiration
Function
Name
convert.com
Expiration
Function
Name
aae_editor_preload_day_2026-09-23
Expiration
Function
Name
_gcl_aw
Expiration
Function
Name
wp_lang
Expiration
Function
Name
aae_editor_preload_day_2026-09-22
Expiration
Function
Name
aae_editor_preload_day_2026-09-17
Expiration
Function
Name
aae_editor_preload_day_2026-09-08
Expiration
Function
Name
aae_editor_preload_day_2026-09-16
Expiration
Function
Name
li_adsId
Expiration
Function
Name
aae_editor_preload_day_2026-09-25
Expiration
Function
Name
aae_editor_preload_day_2026-09-01
Expiration
Function
Name
aae_editor_preload_day_2026-09-14
Expiration
Function
Name
/wp-admin/admin.php-elfinder-lastdirwp_file_manager
Expiration
Function
Name
/wp-admin/admin.php-elfinder-toolbarhideswp_file_manager
Expiration
Function
Name
PHPSESSID
Expiration
Function
Name
litespeed_qc_hide_banner
Expiration
Function
Name
aae_editor_preload_day_2026-08-19
Expiration
Function
Name
uw-uid
Expiration
Function
Name
aae_editor_preload_day_2026-07-27
Expiration
Function
Name
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Expiration
Function
Name
userway-s13
Expiration
Function
Name
userway-s2
Expiration
Function
Name
aae_editor_preload_day_2026-07-28
Expiration
Function
Name
userway-s8
Expiration
Function
Name
userway-s18
Expiration
Function
Name
userway-s16
Expiration
Function
Name
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Expiration
Function
Name
aae_editor_preload_day_2026-06-11
Expiration
Function
Name
userway-s12
Expiration
Function
Name
aae_editor_preload_day_2026-06-09
Expiration
Function
Name
aae_editor_preload_day_2026-05-19
Expiration
Function
Name
userway-s103
Expiration
Function
Name
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Expiration
Function
Name
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Expiration
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Name
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Expiration
Function
Name
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Expiration
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Name
leadStackExpire_arborfinancialgroupnetfunnelsafinancialpreapprovallettersite13129secureclixcom_
Expiration
Function
Name
userway-s15
Expiration
Function
Name
uw-tunings
Expiration
Function
Name
aae_editor_preload_day_2026-06-05
Expiration
Function
Name
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Expiration
Function
Name
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Expiration
Function
Name
userway-s24
Expiration
Function
Name
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Expiration
Function
Name
userway-s10
Expiration
Function
Name
userway-s107
Expiration
Function
Name
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Expiration
Function
Name
userway-s25
Expiration
Function
Name
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Expiration
Function
Name
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Expiration
Function
Name
userway-s7
Expiration
Function
Name
userway-s108
Expiration
Function
Name
userway-s105
Expiration
Function
Name
ilda-gomez-4771-backup-2026-06-05T03-26-33
Expiration
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Name
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Expiration
Function
Name
userway-s102
Expiration
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Name
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Expiration
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Name
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Expiration
Function
Name
userway-s9
Expiration
Function
Name
leadStackExpire_arborfinancialgroupnetfunnelscontactusform13129afsecureclixcom_
Expiration
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Name
userway-s104
Expiration
Function
Name
aae_editor_preload_day_2026-05-11
Expiration
Function
Name
aae_editor_preload_day_2026-07-02
Expiration
Function
Name
userway-s21
Expiration
Function
Name
userway-s6
Expiration
Function
Name
adaActive_arborfinancialgroupnetfunnelscontactusform13129afsecureclixcom_
Expiration
Function
Name
matthew-lewis-4978-backup-2026-06-05T03-06-56
Expiration
Function
Name
aae_editor_preload_day_2026-07-01
Expiration
Function
Name
benjamin-burgess-7273-backup-2026-06-05T20-10-47
Expiration
Function
Name
aae_editor_preload_day_2026-09-18
Expiration
Function
Name
aae_editor_preload_day_2026-08-28
Expiration
Function
Name
userway-s23
Expiration
Function
Name
uw-icon-locales
Expiration
Function
Name
userway-s101
Expiration
Function
Name
penny-tyler-5020-backup-2026-06-05T19-40-07
Expiration
Function
Name
aae_editor_preload_day_2026-08-17
Expiration
Function
Name
aae_editor_preload_day_2026-08-03
Expiration
Function
Name
userway-s4
Expiration
Function
Name
aae_editor_preload_day_2026-05-27
Expiration
Function
Name
aae_editor_preload_day_2026-08-05
Expiration
Function
Name
aae_editor_preload_day_2026-07-06
Expiration
Function
Name
adaActive_arborfinancialgroupnetfunnelsafinancialpreapprovallettersite13129secureclixcom_
Expiration
Function
Name
fullUrl
Expiration
Function
Name
userway-s3
Expiration
Function
Name
userway-s14
Expiration
Function
Name
uw-tunings-checksum
Expiration
Function
Name
elementor_sidebar_menu_expanded_v2_elementor-templates
Expiration
Function
Name
userway-s17
Expiration
Function
Name
userway-s11
Expiration
Function
Name
userway-s19
Expiration
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Name
ilda-gomez-4771-arbor-rebrand-backup-2026-06-05T19-17-04
Expiration
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Name
aae_editor_preload_day_2026-07-31
Expiration
Function
Name
userway-s106
Expiration
Function
Name
WP_DATA_USER_10
Expiration
Function
Name
aae_editor_preload_day_2026-04-29
Expiration
Function
Name
aae_editor_preload_day_2026-07-20
Expiration
Function
Name
matthew-lewis-4978-arbor-rebrand-backup-2026-06-05T18-57-26
Expiration
Function
Name
sprig.sessionId
Expiration
Function
Name
__claude_pv
Expiration
Function
Name
__claude_section
Expiration
Function
Name
aae_editor_preload_day_2026-07-26
Expiration
Function
Name
aae_editor_preload_day_2026-07-14
Expiration
Function
Name
WP_DATA_USER_11
Expiration
Function
Name
aae_editor_preload_day_2026-07-09
Expiration
Function
Name
mp_gen_new_tab_id_elementor-one-assets_150605b3b9f979922f2ac5a52e2dcfe9
Expiration
Function
Name
elementor_wpdash_session
Expiration
Function
Name
li_fat_id
Expiration
Function
Name
qm-admin-panel
Expiration
Function
Name
qm-seen
Expiration
Function
Name
qm-front-panel
Expiration
Function
Name
__lsres
Expiration
Function
Name
shopifySelectors
Expiration
Function
Name
debug
Expiration
Function
Name
multiFbc
Expiration
Function
Name
pv
Expiration
Function

7. Consent

When you visit our website for the first time, we will show you a pop-up with an explanation about cookies. As soon as you click on "Save preferences", you consent to us using the categories of cookies and plug-ins you selected in the pop-up, as described in this Cookie Policy. You can disable the use of cookies via your browser, but please note that our website may no longer work properly.

7.1 Manage your consent settings

You have loaded the Cookie Policy without javascript support. On AMP, you can use the manage consent button on the bottom of the page.

8. Enabling/disabling and deleting cookies

You can use your internet browser to automatically or manually delete cookies. You can also specify that certain cookies may not be placed. Another option is to change the settings of your internet browser so that you receive a message each time a cookie is placed. For more information about these options, please refer to the instructions in the Help section of your browser.

Please note that our website may not work properly if all cookies are disabled. If you do delete the cookies in your browser, they will be placed again after your consent when you visit our website again.

9. Your rights with respect to personal data

You have the following rights with respect to your personal data:

  • You have the right to know why your personal data is needed, what will happen to it, and how long it will be retained for.
  • Right of access: You have the right to access your personal data that is known to us.
  • Right to rectification: you have the right to supplement, correct, have deleted or blocked your personal data whenever you wish.
  • If you give us your consent to process your data, you have the right to revoke that consent and to have your personal data deleted.
  • Right to transfer your data: you have the right to request all your personal data from the controller and transfer it in its entirety to another controller.
  • Right to object: you may object to the processing of your data. We comply with this, unless there are justified grounds for processing.

To exercise these rights, please contact us. Please refer to the contact details at the bottom of this Cookie Policy. If you have a complaint about how we handle your data, we would like to hear from you, but you also have the right to submit a complaint to the supervisory authority (the Data Protection Authority).

10. Contact details

For questions and/or comments about our Cookie Policy and this statement, please contact us by using the following contact details:

ARBOR Financial Group
1805 E Garry Ave., Santa Ana, CA 92705
United States
Website: https://arborfinancialgroup.net
Email: info@ex.comarborfg.com
Phone number: 866-521-6488

This Cookie Policy was synchronized with cookiedatabase.org on October 22, 2026.

ARBOR Financial Group logo

ARBOR Financial Group offering
personalized mortgage solutions, fast customized quotes, great rates & service with integrity.

Contact Us

  • 1805 E Garry Ave. Santa Ana, CA 92705
  • 866-521-6488
  • [email protected]
  • Schedule a Meeting

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Licensed In: AK, AL, AR, AZ, CA, CO, CT, D.C., DE, FL, GA, HI, IA, ID, IL, IN, KS, KY, LA, MA, ME, MD, MI, MN, MO, MS, MT, NC, ND, NE, NH, NJ, NM, NV, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VA, VT, WA, WI, WY

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*Important notice: By refinancing your existing loan, your total finance charges may be higher over the life of the loan.The content provided within this website is presented for information purposes only.  This is not a commitment to lend or extend credit. Information and/or dates are subject  to change without notice. All loans are subject to credit approval. Other restrictions may  apply.ARBOR Financial Group is not affiliated with an agency of the federal government, HUD or FHA.  THIS IS NOT A GOVERNMENT DOCUMENT. HUD or FHA did not distribute or approve  this material.
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