By using our website you accept our terms and conditions
The following terms and conditions govern your use of this website (“Website”) of The Turnkey Foundation Inc. (DBAs “Arbor Financial Group”, “Arbor Real Estate Group”, “Arbor Insurance Service”, “Turnkey Mortgage Management”) and all information and materials provided on the Website. By accessing or using the Website, you acknowledge and accept these terms and conditions without limitation or qualification. Accordingly, please read these terms and conditions carefully. These terms and conditions may be modified at any time, and any such modification shall be effective and binding upon you immediately upon posting. You should review these terms and conditions each time you visit this Website to learn of any modifications made since your last visit.
The Website is owned and operated by The Turnkey Foundation Inc. Unless otherwise noted, all information and materials provided on the Website, including without limitation, all text, articles, images, audio, video, graphics, data, compilations of data, listings, screens, web pages, documents, multimedia elements and software (“Content”), are the property of The Turnkey Foundation Inc. or its content suppliers, and are protected by U.S. and international copyright laws and other intellectual property laws.
The name and trademark ARBORFG, and all other names and trademarks (whether or not registered) associated with The Turnkey Foundation Inc. and its products and services displayed on the Website (“Trademarks”) are the exclusive property of The Turnkey Foundation Inc., and are protected by U.S. and international trademark laws and other intellectual property laws. All other trademarks that appear on the Website are the property of their respective owners and are used solely to refer to the goods and services of such owners.
The Turnkey Foundation Inc. grants you a limited license to access and use this Website for your personal use. You may not (or permit any third party to) use or exploit any Content except for its intended purpose, which is to assist The Turnkey Foundation Inc. in providing sales, leasing, and other mortgage and real estate services for its customers’ properties. Except as provided herein, you may not (or permit any third party to) otherwise copy, reproduce, reuse, republish, distribute, upload, post, transmit, display, modify, create a derivative work based on, reverse engineer or otherwise use for public or commercial purposes any Content without the express written permission of The Turnkey Foundation Inc. You may not (or permit any third party to) take any action to contact directly any property owner or use any Content in a manner that is in violation of the rules and regulations promulgated by the California State Department, or any other federal, state, or local law or regulation. Further, you may not (or permit any third party to) use any Trademarks, including in any advertising or publicity pertaining to distribution of information and materials from the Website, without the express written permission of The Turnkey Foundation Inc.
Other than the express permissions granted herein, nothing on this Website shall be construed as conferring any license of any intellectual property rights, whether by implication, estoppel or otherwise.
Given the unpredictability of technology and the online environment, The Turnkey Foundation Inc. does not represent or warrant that the function or operation of the Website will be uninterrupted or error-free, that defects will be corrected, or that the Website or the server that makes it available will be free of viruses or other harmful elements.
While The Turnkey Foundation Inc. has attempted to offer current, correct and clearly expressed information and materials on the Website, The Turnkey Foundation Inc. does not represent or warrant that the information and materials accessible via the Website are accurate, complete or current. Any price or availability information appearing on the Website is subject to change without notice. Listings may be withdrawn at any time without notice.
THE INFORMATION AND MATERIALS CONTAINED ON THE WEBSITE, INCLUDING, WITHOUT LIMITATION, THE CONTENT, ARE PROVIDED “AS IS,” AND The Turnkey Foundation Inc. MAKES NO REPRESENTATIONS OR WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, WITH RESPECT TO THE WEBSITE OR CONTENT. The Turnkey Foundation Inc. DISCLAIMS ALL REPRESENTATIONS AND WARRANTIES OF ANY KIND, INCLUDING, BUT NOT LIMITED TO, WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, WARRANTIES OF HABITABILITY, TITLE AND NON-INFRINGEMENT.
YOUR ACCESS AND USE OF THE WEBSITE IS AT YOUR RISK. NEITHER The Turnkey Foundation Inc. NOR ANY OF ITS OFFICERS, DIRECTORS, MEMBERS, EMPLOYEES OR OTHER REPRESENTATIVES WILL BE LIABLE FOR ANY DAMAGES, SPECIAL, CONSEQUENTIAL OR OTHERWISE, ARISING OUT OF OR IN CONNECTION WITH THE USE OF THE WEBSITE OR ANY INFORMATION OR MATERIALS CONTAINED THEREIN EVEN IF ADVISED OF THE POSSIBILITY THEREOF. THIS LIMITATION OF LIABILITY IS COMPREHENSIVE AND APPLIES TO ALL DAMAGES OF ANY KIND, INCLUDING, WITHOUT LIMITATION, LOSS OF DATA, INCOME OR PROFIT, LOSS OF OR DAMAGE TO PROPERTY AND CLAIMS OF THIRD PARTIES.
While The Turnkey Foundation Inc. welcomes your feedback regarding the Website, The Turnkey Foundation Inc. is under no obligation to (i) respond to communications or submissions received through the Website, (ii) maintain such communications or submissions in confidence, or (iii) pay compensation of any kind for such communications or submissions. The Turnkey Foundation Inc. does not wish to receive any confidential or proprietary suggestions, ideas, information or other materials via the Website or any electronic mail connection. All unsolicited suggestions, ideas, information or other submissions that are disclosed or communicated to The Turnkey Foundation Inc. through the Website shall become and remain the exclusive property of The Turnkey Foundation Inc. Any submission by you is a declaration of the full release of all proprietary claims and/or intellectual property rights regarding your submission.
The Turnkey Foundation Inc. respects the intellectual property rights of others. Accordingly, pursuant to these terms and conditions, users are not permitted to post, upload, or transmit any materials that infringe the copyright or other intellectual property rights of any third party. All claims of copyright infringement based upon materials posted on the Website should be in writing directed to The Turnkey Foundation Inc. designated agent for notification of claimed infringement:
David Arvidson The Turnkey Foundation Inc., 17822 E. 17th St. Suite 412. Tustin, CA 92780 tel: (866) 639-6554 fax: (714) 361-1392 e-mail: info@arborfg.com
All claims of copyright infringement submitted in accordance with this policy should include the following information:
From time to time, The Turnkey Foundation Inc., may decide to provide links to websites that it determines may be of interest to visitors to The Turnkey Foundation Inc. website (“Website”). These websites may be controlled by third parties over whom The Turnkey Foundation Inc. has no control.
The Turnkey Foundation Inc. is not responsible for the contents of any linked website, any link(s) contained in any linked website, or any changes or updates to the information contained in any such website. The Turnkey Foundation Inc. provides links to third party websites only as a convenience, and the inclusion of any such links on the Website does not imply The Turnkey Foundation Inc. endorsement of either the linked website, the organization operating such website, or any products or services of that organization.
Your linking to any off-site webpages or other websites from the Website via any link is entirely at your own risk. We recommend that you read the Terms and Conditions, Privacy Policy, Disclaimers or other notifications that may be provided on any linked third party website. Under no circumstances will The Turnkey Foundation Inc. be held responsible or liable, directly or indirectly, for any loss or damage that is caused or alleged to have been caused in connection with the use of, or reliance on, any content, goods or services available on any such linked website.
Should any link on the Website or any linked website be found to be objectionable for any reason, a request that the link be removed from the Website should be sent to info@arborfg.com The Turnkey Foundation Inc. will consider all such requests, but shall have no obligation to respond or remove any links.
The Turnkey Foundation Inc. permits third party websites to link to the Website pursuant to the terms and conditions set forth below. If you are interested in linking to the Website, please notify The Turnkey Foundation Inc. by sending an e-mail to info@arborfg.com Include your name, your organization name, contact information, the URL of your website and a list of all URLs from which you intend to link to the Website.
By linking to the Website, you agree to be bound by the following terms and conditions:
Subject to your compliance with the foregoing terms and conditions, The Turnkey Foundation Inc. agrees to grant to you a limited, non-exclusive, non-transferable, non-sublicenseable, royalty-free license to use the Licensed Marks solely for the purpose of establishing any link to the Website permitted hereunder. Except for the limited license to use the Licensed Marks set forth herein and otherwise as may be permitted by applicable law, you may not use any of The Turnkey Foundation Inc. trademarks for any other reason without the express written permission of The Turnkey Foundation Inc. The Turnkey Foundation Inc. may at any time in its sole discretion, without cause, terminate the license granted herein to use the Licensed Marks and your right to link to any webpages on the Website. In such event, you agree to immediately remove all links to the Website and to cease all use of the Licensed Marks. Thereafter, any future links to the Website will require the express written permission of The Turnkey Foundation Inc. The Turnkey Foundation Inc. reserves the right to amend these linking terms and conditions at any time. By continuing to link to the Website, you agree to be bound to and abide by these linking terms and conditions, as well as other legal terms of use and conditions on the Website, as amended from time to time. All terms and conditions related to the use of the Website will be construed according to the laws of the State of New York without regard to its choice of law provisions.
These terms and conditions shall be governed by and construed in accordance with the laws of the State of New York, without regard to its choice of law provisions. Both you and The Turnkey Foundation Inc. hereby irrevocably consent to the jurisdiction of the state and federal courts located in New York.
All claims, controversies, and disputes relating to or arising out of this Website, other websites linked to through this Website, the Privacy Policy, the Linking Policy or the Terms and Conditions of Use shall be resolved or settled exclusively by final and binding arbitration by a three (3) arbitrator panel in the Borough of Manhattan, City and State of New York, in accordance with the rules of the American Arbitration Association governing commercial arbitration.
These terms and conditions, and any modifications hereto, constitute the entire understanding relating to the use of the Website and prevail over any and all prior or contemporaneous, conflicting or additional, communications.
Thank your for visiting. Should you have any questions concerning any of our policies, we encourage you to contact us at info@arborfg.com.
Web Disclaimer: @ The Turnkey Foundation, Inc. d/b/a Arbor Financial Group is an Equal Housing Lender. In all jurisdictions, the principal (NMLS: 236669) licensed location is 1805 E. Garry Avenue, Santa Ana, CA, 92705. Phone: (866) 639-6554.
Print Disclaimer: This is not a commitment to lend. Restrictions apply as to LTV and credit score. Rates and terms are subject to change without notice. Terms based on loan program guidelines and APR. The credit may not be extended if we find that you do not meet the criteria used to select you for this offer. The products displayed are based upon customers who have not been late on any other mortgage payments, been discharged in bankruptcy or have been subject to foreclosure. APR based on specific loan amount posted. Program savings available upon confirmed qualifications. National Mortgage Licensing System #236669. Arbor Financial Group License #0185041. Call for details.
Licenses: LICENSED BY California DRE Real Estate Corporation License Endorsement License/Registration #: 01845041. California DBO Finance Lenders Law License/Registration #: 60DBO43870. Colorado Mortgage Company Registration License/Registration #: N/A. Georgia Mortgage Lender License/Registration #: 43780. Michigan Mortgage Lender License/Registration #: N/A. Oregon Mortgage Lending License/Registration #: ML-5392. Washington Consumer Loan Company License/Registration #: CL-236669. Idaho Mortgage Lender License/Registration #: N/A. Not Active States: The rest of the states.
Close On Time Under ARBOR’s Close on Time Guarantee, ARBOR will reduce its administration fee by $500 if a purchase transaction does not close on or before the anticipated date of close of escrow, as agreed to by ARBOR. The Close on Time Guarantee is subject to the following terms and conditions: The loan must be a purchase transaction. The complete loan package must be received by ARBOR’s processing department 20 days prior to the close of escrow. The Close on Time Guarantee timeline begins when the complete loan package is received by the processing team. The Close on Time Guarantee does not apply if the failure to close within the anticipated close of escrow date is due to events or circumstances beyond ARBOR’s control. These include, but are not limited to, delays caused by an appraisal value on the subject property that is not acceptable to ARBOR, acts or omissions by the escrow or title company, second lien holder approvals, short sale approval, condo project eligibility or loan conditions imposed by ARBOR or the investor that, despite reasonable diligence by ARBOR, are not met by any party in a timely manner. The Close on Time Guarantee does not apply to brokered loans. All programs are subject to borrower and property qualifications. Rates, terms, and conditions are subject to change without notice. The Turnkey Foundation, Inc. Arbor Financial Group. Equal Housing Lender.
