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ARBOR Financial Group Home Loans in 48 States

ARBOR Financial Group · NMLS #236669

Cash Backed Offers

Cash Advantage Program

The Cash Advantage Program, powered by Zavvie, lets qualified homebuyers make cash backed offers even if they plan to finance the home. A cash backed offer can speed up closing and give sellers greater confidence, so your offer stands out in a competitive real estate market.

About 3 minutes. Comparing options won't affect your credit score.

Call today: 866-521-6488
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Make a cash backed offerWithout paying all cash upfront

Cash Advantage at a Glance

Zavvie

Provides the cash backing for your offer

Buy First

No need to sell your current home

Faster

Closing timelines with a cash backed offer

Cash Advantage Basics

How a Cash Backed Offer Helps You Win

You get preapproved through your lender and enroll in the Cash Advantage Program. Zavvie then provides the cash backing on your behalf. If your offer is accepted, you can close with your own financing or use Zavvie's cash to secure the home and refinance afterward.

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Compete Like a Cash Buyer

The Cash Advantage Program, powered by Zavvie, helps you compete with full cash offers even if you are using financing. Presenting a cash backed offer can improve your odds in a competitive real estate market, give sellers confidence and speed up closing timelines. It is a smart way to buy when you are serious about winning your next home.

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Get Preapproved, Buy With Confidence

With Cash Advantage, you get preapproved, make your offer with cash purchasing power and close faster. Whether you are buying before selling or want to remove contingencies, the program gives you the strength and certainty of a cash offer without needing to pay in full upfront. It is a modern way to help more buyers win.

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Remove Contingencies, Reduce Stress

Financing delays can cost you the home. The Cash Advantage Program lets you present a strong, cash backed offer that removes common concerns around loans, contingencies and slow closings. Powered by Zavvie, it gives sellers peace of mind while you keep the flexibility of mortgage financing.

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Turn Financing Into Buying Power

The Cash Advantage Program turns your preapproval into serious buying power. Zavvie backs your offer with cash, helping you close faster, stand out to sellers and move forward with confidence. It is ideal for buyers who are in a hurry or need to sell first, without compromising on price or position.

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A Smarter Way to Buy a Home

Cash Advantage gives qualified buyers a smarter path to homeownership. With cash backed offers, shorter timelines and fewer conditions, you are positioned to win in a fast paced market. Let Zavvie provide the strength behind your offer so you can focus on securing the right home at the right time.

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Bridge the Gap With Cash Advantage

Whether you are selling a current home or navigating a hot market, Cash Advantage helps bridge the gap. With Zavvie's backing, your offer comes across as strong and reliable, which can boost your odds of acceptance. It is a strategic edge for buyers who want flexibility, speed and leverage without paying all cash upfront.

Why ARBOR

Why Use the Cash Advantage Program With ARBOR

Buying a home can be challenging when sellers prefer the certainty of cash offers. The Cash Advantage Program, powered by Zavvie, gives you the strength of a cash backed offer without needing to pay all cash upfront.

Whether you want to stand out in a competitive market, remove financing contingencies or buy before you sell, the program provides the speed, flexibility and negotiating power to help you win your next home.

Ready to make a stronger offer? Talk with ARBOR about the Cash Advantage Program today.

Working With ARBOR

  • Cash backed offers, powered by Zavvie
  • Buy your next home before you sell
  • Fewer contingencies and faster closings
  • Keep the flexibility of mortgage financing

Talk with a licensed ARBOR loan originator

866-521-6488

FAQ

Cash Advantage Program FAQs

Answers to common questions about the Cash Advantage Program, powered by Zavvie, including how cash backed offers work and whether you need to sell first.

Still have questions?

Talk with a licensed ARBOR loan originator about making a cash backed offer.

866-521-6488[email protected]Browse all mortgage FAQs
What is the Cash Advantage Program?

Cash Advantage is a program that lets buyers make cash backed offers even if they plan to finance the home. Powered by Zavvie, it helps your offer stand out, shortens the closing timeline and gives sellers greater confidence than a traditional loan based offer.

How does a cash backed offer work?

You get preapproved through your lender and enroll in the Cash Advantage Program, and Zavvie then provides the cash backing on your behalf. If your offer is accepted, you can either close with your own financing or use Zavvie's cash to secure the home and refinance afterward.

Who provides the cash backing?

Zavvie provides the cash backing for offers made through the Cash Advantage Program. Once you are preapproved and enrolled, Zavvie backs your offer with cash, helping you close faster, stand out to sellers and move forward with confidence.

Do I need to sell my current home first?

No. One of the major benefits of the program is that you can buy before you sell. This gives you time to transition smoothly and avoid contingency clauses that often weaken an offer in a competitive market.

Will sellers know I'm using a program?

Sellers see your offer as cash backed, not contingent on traditional financing. That is a strong advantage when you are competing against multiple offers, because it gives sellers more certainty and less risk.

Do I still need a mortgage with Cash Advantage?

Yes. You still go through the standard mortgage preapproval process and can close with your own financing if you prefer. If needed to win the deal or close faster, Zavvie steps in with the funds to secure the purchase, and you then refinance into your mortgage after closing.

Do I have to pay all cash upfront?

No. Cash Advantage gives you the strength of a cash backed offer without needing to pay all cash upfront. You keep the flexibility of mortgage financing while Zavvie provides the cash backing behind your offer.

Can Cash Advantage help me remove contingencies?

Yes. A cash backed offer removes common seller concerns around loans, contingencies and slow closings. Whether you are buying before selling or want to remove contingencies, the program gives you the strength and certainty of a cash offer.

Who is the Cash Advantage Program for?

It is designed for qualified buyers who want to stand out in a competitive market, remove financing contingencies or buy before they sell. It also suits buyers in a hurry who want to close faster without compromising on price or position.

What if I don't qualify for a conventional loan?

If you do not qualify for a conventional loan, programs such as FHA, VA or USDA loans may be options. You can also work on improving your credit score, reducing debt or increasing your down payment, and a licensed ARBOR loan originator can help identify the best loan for your situation.

Make Your Next Offer Stand Out

See if the Cash Advantage Program fits your home search. Compare your options in about 3 minutes, or talk with a licensed ARBOR loan originator today.

Comparing options won't affect your credit score.

*Important notice: By refinancing your existing loan, your total finance charges may be higher over the life of the loan. The content provided within this website is presented for information purposes only. This is not a commitment to lend or extend credit. Information and/or dates are subject to change without notice. All loans are subject to credit approval. Other restrictions may apply. ARBOR Financial Group is not affiliated with an agency of the federal government, HUD or FHA. THIS IS NOT A GOVERNMENT DOCUMENT. HUD or FHA did not distribute or approve this material.