You’ve built the business. Now make sure it’s working for you.
You don’t need hand-holding — and you definitely don’t need more layers slowing you down.
You need a platform that moves as fast as you do.
At ARBOR, our Super Broker model is built for high-output producers who want fewer roadblocks, full transparency, and the freedom to scale without asking permission.
We’ve been through multiple market cycles, built through downturns, and refined this platform alongside producers who expect more — because at this level, stability and execution matter as much as pricing.
Hard to optimize when the math keeps changing.
High output exposes bottlenecks fast.
What works at lower volume breaks as production grows.
Flexibility disappears when scenarios fall outside the box.
More clicks, more handoffs, more follow-ups.
Know exactly where margins are- every time.
Expert help when you need it, not when you don’t
Earn what you’re worth, without limits
More options when deals don’t fit a template
Pricing, pipeline, marketing, and follow up- all in one place.
At this level, scaling isn’t about working harder.
It’s about removing friction — eliminating the people, processes, & policies that quietly tax your production.
Why most platforms slow producers down as volume increases
The hidden cost of staying “comfortable” in the wrong structure
What actually matters in a platform when growth is the goal- not maintenance
Watch how ARBOR helps Independent LOs grow with fewer constraints.
Watch how ARBOR helps Independent LOs grow with fewer constraints.
Watch how ARBOR helps Independent LOs grow with fewer constraints.
Watch how ARBOR helps Independent LOs grow with fewer constraints.
Watch how ARBOR helps Independent LOs grow with fewer constraints.
Watch how ARBOR helps Independent LOs grow with fewer constraints.
Your transition is mapped to protect your pipeline and client relationships.
Licensing, tech, and systems are ready so you can keep originating.
You stay independent — with more resources from day one.
Real stories. Real numbers. Real results. Here’s what happens when you stop settling and start building with ARBOR.
In considering my next move in the mortgage business, I knew I wanted it to be my last. I considered a lateral move to another mortgage bank, but I knew in my gut that wasn’t the right move. The programs, rates and most importantly, the people at Arbor are best in class. Each day I am here, I become more certain I made the right move.
I love working for Arbor! As a 25 year mortgage business veteran having worked as a broker and retail lender over the years - I can honestly say with out doubt Arbor is the best company I have worked for. The support, tools, lender options, and resources for everything needed to run a high functioning loan practice are here at Arbor. Not only that but you are truly independent to run your business as you see fit without corporate red tape that you run into with retail lenders. The leaders of the company are all seasoned mortgage professionals that 'get it'. This is the most pro loan officer company I have ever worked for. Anyone joining will not be disappointed.
We are a nationwide, independently owned mortgage lender and broker dedicated to empowering our clients and independent mortgage loan originators with unparalleled choice and flexibility. Partnering with over 115+ lending institutions, we provide access to a wide range of loan products, ensuring our borrowers receive the best solutions at the most competitive rates. We equip our mortgage professionals with cutting-edge technology and resources, fostering success and growth. Our team of diverse, highly skilled experts is committed to understanding and achieving each client’s unique financial goals by crafting personalized loan solutions. ARBOR Financial Group is your comprehensive partner in achieving your dreams—always giving you…
We work with high-performing, self-sourced loan officers who want more control, better pricing, and real support. Whether you’re independent, retail, a branch manager, or growing a DBA, our model fits your growth path.
Arbor primarily offers a 1099 model for maximum independence but is W-2 in states where it’s required. Either way, you’ll have the freedom to run your business with full support behind you.
No. We offer a no-cap comp model so you can keep more of what you earn—without arbitrary ceilings or hidden splits.
Both. Arbor is a hybrid platform: we operate as a broker and a non-delegated correspondent banker, giving you access to over 150 investors with maximum flexibility in structuring loans.
No. We don’t underwrite in-house. Instead, we partner with best-in-class wholesale and correspondent investors to streamline your file flow and keep things moving fast.
Definitely. We’re one of the few platforms that actively support DBA structures. If you already have a brand—or want to create one—we’ll help you set it up and stay compliant in the states you operate in.
Absolutely. Arbor provides marketing tools, content, and personalized support to help you grow your visibility and generate leads. We help you market in a way that fits your brand and goals.
Not at all. We provide tools, content, and creative support—but how you market is up to you. Use our resources, mix in your own, or go fully custom. We’re here to help you show up the way you want to be seen.
We offer an integrated tech stack that includes CRM, marketing automations, pipeline management, pricing tools, and digital application platforms and more, built to streamline your workflow.
Arbor offers a full suite of tech and marketing tools bundled into one affordable monthly package—with no surprise fees or upsells. For $175/month, you get access to everything from our CRM (EiOS) and LOS (Arive), to social media support, automated marketing, website options, and more. Optional premium add-ons like Homebot, MBS Highway, and Verse are also available if you want to scale even further. Everything you need, all in one place.
We don’t do cold leads. Instead, we give you the tools and content to build your own lead funnels and nurture your database effectively.
Yes. You’ll have full autonomy to manage your income and expenses like a true business owner, with the transparency and support you need to succeed.
We make onboarding fast and painless. Once licensing is in place, most LOs are live and funded within 1-2 weeks.
We’re licensed in the following states—and we’re constantly expanding! Reach out to see if we’re getting approved in your market next!
Licensed In: AK, AL, AR, AZ, CA, CO, CT, D.C., FL, GA, HI, IA, ID, IL, IN, KS, KY, LA, MD, MI, MN, MO, MT, NC, NH, NJ, NM, NV, OH, OK, OR, PA, SC, SD, TN, TX, UT, VA, WA, WI, WY
Not at all. Whether you’re a solo LO, part of a team, or leading a branch, we tailor our support to fit your goals.
Yes, absolutely. Whether you’re working solo or bringing a team, Arbor supports your structure. You can use your own processor, assistant, or support staff—whatever fits your workflow best.
ARBOR offers a flexible, fully transparent compensation structure designed to suit your business needs. Whether you’re looking for a lean setup or building something bigger, you’ll always know exactly how you’re getting paid—no hidden margins, no surprises, and no caps.
No red tape. No fluff. Just real support, better pricing, flexible branding, and a community of producers who want to win—and help each other do it.
Yes. Arbor supports team building, whether you’re adding processors, junior LOs, or building a full branch or DBA. We’ll help you scale smart.
Yes. You’ll get hands-on onboarding and training support to make sure your transition is smooth—from licensing and systems setup to marketing and workflow. We don’t leave you hanging.
We’re producer-first and people-focused. No micromanaging. No politics. Just a crew of driven professionals who want to work hard, win big, and do it with people they like.
We use Arive, a modern, cloud-based loan origination system integrated with pricing, document management, and borrower communication tools. It’s streamlined, intuitive, and designed to help you close more efficiently—without the clunky tech.
Yes! You can absolutely use your own vanity domain. We’ll help you connect it to your Arbor-provided LO site, so your branding stays front and center.
Yes. Arbor is a remote-first platform. Whether you’re working from home, managing a virtual team, or running a branch from across the country, we have the systems and support to keep you fully connected and productive.
We offer a wide range of loan products through over 150 wholesale and correspondent investors—including conventional, FHA, VA, jumbo, non-QM, DSCR, construction, renovation, and more. If there’s a product your client needs, chances are we have a solution for it.
