With more than 25 years of experience in the lending industry, Kristen has extensive lending knowledge and a desire to make the dream of homeownership a reality for her clients. She understands that every client's needs are unique when it comes to home financing. With the power of a banking-brokering platform, Kristen prides herself on providing multiple loan options and competitive pricing for her clients to ensure they have the best financing solution to meet their long-term and short-term financial goals.

Whether you are a first-time homebuyer, Veteran, investor, need cash for home improvement/debt consolidation, she can offer home loan solutions that are affordable and practical. Kristen strives for excellence in aiding her clients and referral partners through the mortgage process with great communication. Her commitment to excellence helps her maintain a strong word-of-mouth business from her former and returning clients.

Kristen is a fifth generation Sacramentan and descendant of frontiersman Kit Carson. She has spent her entire life in the greater Sacramento area but has a passion for travel!  Kristen has raised two daughters, both successful college graduates with thriving careers, both married and one baby Granddaughter. She enjoys activities such as boating, paddle boarding, hiking, adventuring with her two doodles, creating succulent artwork and spending time with family and friends while giving back to her community through her church and volunteering her time to help others.  She is passionate and dedicated, working with her will be a winning experience for you.