Raised in Southern California and have been in the mortgage industry since 1992. If you have any questions regarding buying or refinancing, please do nothesitate to call or email me. My service is second to none and I will guide you through the entire home buying / refinance process step by step. I service both Washington and California. I specialize in Conventional, Jumbo, FHA, VA, USDA. If I cannot help you with a loan then I will help you and show you what needs to be done to make you qualify in the future. Licensed to work in: California (CA-DBO152663), Washington (MLO-152663)