The Turnkey Foundation

Explore the independent mortgage brands supported by The Turnkey Foundation. Each DBA operates with its own identity while benefiting from Turnkey’s centralized infrastructure, compliance support, and scalable operational systems.

Turnkey Overview

The Turnkey Foundation supports independent mortgage brands with centralized infrastructure and operational support so each DBA can operate with autonomy while benefiting from shared systems, compliance, and scale.

Platform

Centralized Foundation

Enterprise infrastructure supporting independent brands while preserving local autonomy.

Operations

Shared Back Office

Centralized operational and administrative systems that help brands run efficiently and consistently.

Compliance

Governance Structure

Enterprise alignment across compliance and risk while maintaining brand independence.

Technology

Scalable Systems

Shared tooling designed to support loan officers, teams, and growth nationwide.

Portfolio

Funded at Scale

Independent Turnkey brands collectively funded over $2.8B last year across the U.S.

$2.8B+Funded Last Year
Model

Enterprise Support, Local Brands

Each DBA keeps its identity while benefiting from Turnkey’s centralized foundation.

Explore Our Network

Browse the independent mortgage brands within The Turnkey Foundation. Use search below to quickly find a specific brand.

12 brands

America’s Choice Lending Group

Independent Brand

America’s Choice Lending Group provides personalized mortgage solutions designed to guide borrowers through every stage of the home financing process. With a focus on education, clarity, and trusted guidance, the team helps clients navigate purchase and refinance options with confidence.

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ARBOR Financial Group

Independent Brand

ARBOR Financial Group delivers comprehensive mortgage solutions backed by a nationwide team of experienced professionals. Focused on personalized service and streamlined processes, ARBOR supports borrowers across a wide range of loan programs, from first time home purchases to complex financing needs.

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Broadway Mortgage Group

Independent Brand

Broadway Mortgage Group offers tailored mortgage lending solutions designed to meet the unique needs of today’s homebuyers and homeowners. Their team combines industry expertise with a client focused approach to deliver a clear and efficient lending experience.

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Cole Mortgage

Independent Brand

Cole Mortgage is a boutique, independent mortgage platform designed to support originators as entrepreneurs. By providing education, resources, and access to scalable systems, Cole empowers mortgage professionals to build stronger, more efficient origination businesses.

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Colorado Mortgage Collective

Independent Brand

Colorado Mortgage Collective provides customized mortgage solutions with an emphasis on transparency, efficiency, and local market expertise. The team works closely with borrowers to deliver a smooth financing experience tailored to individual goals.

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Colorado River Valley Mortgage

Independent Brand

Colorado River Valley Mortgage serves its communities with locally focused mortgage expertise and personalized service. The brand is committed to helping borrowers achieve homeownership through responsive guidance and a deep understanding of regional markets.

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Everyday Lending Group

Independent Brand

Everyday Lending Group offers a broad range of mortgage solutions for homebuyers, homeowners, and investors. Known for flexible loan options and a client first approach, the team focuses on making the mortgage process straightforward and accessible.

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Focus Home Lending

Independent Brand

Focus Home Lending provides personalized mortgage services centered on clarity, responsiveness, and borrower education. Their team partners closely with clients to identify the right financing solutions and guide them through a seamless lending process.

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Habayit Home Loans

Independent Brand

Habayit Home Loans delivers relationship driven mortgage solutions that blend trusted guidance with modern lending tools. The brand emphasizes personalized service and thoughtful financing strategies to support borrowers throughout their homeownership journey.

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LUMI Funding Group

Independent Brand

LUMI Funding Group helps homebuyers and homeowners access mortgage solutions aligned with their financial goals. With a focus on clear communication and tailored options, LUMI supports borrowers across purchase, refinance, and investment scenarios.

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Ownity Mortgage Lending

Independent Brand

Ownity Mortgage Lending provides customized mortgage solutions built around strong relationships and individualized guidance. The team prioritizes transparency and collaboration to help borrowers navigate the lending process with confidence.

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Partners Mortgage

Independent Brand

Partners Mortgage delivers expert mortgage guidance and a wide range of financing options designed to support borrowers at every stage of homeownership. Their approach emphasizes simplicity, education, and a smooth lending experience.

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Have Questions?

Reach out to us at info@arborfg.com

Compliance Disclaimer: The Turnkey Foundation provides shared infrastructure and operational support to independently operated mortgage brands. Mortgage products and services are offered by the individual DBA entities. Licensing, disclosures, and availability vary by brand and location.