Mortgages Made Simple with Brianna

Brianna Harris Kimbrough, Founder and Loan Officer at Broadway Mortgage Group, finding the right home loan doesn’t have to be complicated. Whether you’re buying your first home, refinancing, or investing in real estate, you’ll get competitive rates and expert mortgage guidance to help you reach your goals with confidence. At** Broadway Mortgage Group, we make your home financing journey smooth, straightforward, and stress-free—just the way it should be.

Brianna Harris Kimbrough

Mortgage Broker
NMLS #2366429

Explore home loan options that fit your goals

Whether you are buying your first home, refinancing, or investing, I will help you compare the right loan programs for your income, budget, and timeline. Expect competitive rates, flexible terms, and clear guidance from application to closing.

About Me

I’m Brianna Harris Kimbrough, Founder and Loan Officer at Broadway Mortgage Group. With years of hands-on experience in the mortgage industry, I’m here to guide you through every step of the home loan process. Whether you’re buying your first home, refinancing, or investing in property, I provide tailored mortgage solutions with a personal touch. At Broadway Mortgage Group, our mission is to make financing feel less like a transaction and more like a partnership — one built on trust, transparency, and results.

Home loans made simple and strategic

Compare purchase and refinance options with competitive rates and terms. Get straightforward guidance and a smooth process designed to help you close with confidence.

Personalized Mortgage Solutions

Personalized Mortgage Solutions

Every borrower has a different income, credit profile, and financial goal. We structure home loan options around your situation, whether you are buying, refinancing, investing, or self employed.

Competitive Rates and Flexible Terms

We offer conventional, FHA, VA, and refinance options with competitive interest rates and term structures designed to reduce monthly payments and support long term financial stability.

Map of the United States highlighting the 45 states where Arbor Financial Group provides mortgage and home loan services

Nationwide Lending Expertise

Licensed to lend across multiple states, we help buyers and investors secure financing wherever they purchase, with clear guidance on guidelines, timelines, and closing requirements.

Fast Approvals Time is of the essence when securing your home. Our streamlined process ensures quick approvals, so you can move forward with confidence without unnecessary delays.

Fast Approvals

Our streamlined mortgage process prioritizes complete documentation, proactive communication, and efficient underwriting to help qualified borrowers close quickly and confidently.

Why Use Broadway Mortgage Group?

At Broadway Mortgage Group, we’re more than just a mortgage lender — we’re a team of experienced home loan professionals who put relationships first. Whether you’re buying your first home or expanding your investment portfolio, we bring local market expertise, personalized mortgage solutions, and flexible home loan options tailored to your needs. Backed by Arbor Financial Group, we offer trusted mortgage guidance, fast loan approvals, and dedicated support every step of the way.

Mortgage questions answered clearly

Get straightforward answers to common home loan and refinance questions, including credit requirements, down payments, timelines, and what to expect during the approval process.

What services do you offer?

We specialize in a wide range of mortgage solutions, including conventional loans, FHA, VA, jumbo loans, and more. Whether you are a first-time homebuyer, self-employed, or looking to refinance, we have tailored options to fit your needs.

How do I get started with a mortgage application?

Getting started is easy. You can reach out to us for a quick strategy session where we’ll discuss your goals and gather some initial details. From there, we guide you through pre-approval, document collection, and the entire loan process step by step.

Am I a strong candidate for a conventional home loan?

Borrowers with stable W2 income, a 620+ credit score, manageable debt, and documented assets are typically strong candidates for conventional financing with competitive rates and flexible terms.

How much down payment do I realistically need to buy a home?

Many qualified buyers purchase with 3% to 5% down on conventional loans or 3.5% down on FHA loans, depending on credit profile and overall financial strength.

Is an FHA loan right for my situation?

FHA loans are often a good fit for first time buyers or borrowers with moderate credit who want lower down payment options and more flexible qualification guidelines.

How do lenders evaluate self employed income?

Lenders typically average the last two years of net income shown on tax returns. Consistent earnings, organized financials, and stable business history strengthen approval.

Can I qualify if I own a business or receive 1099 income?

Yes. Self employed and 1099 borrowers can qualify with proper documentation, steady income history, and strong credit. Clean records help ensure smoother underwriting.

What makes an investment property loan approval strong?

Strong investor files usually include solid credit, adequate reserves, rental income support, and appropriate down payment, typically 15% to 25% depending on loan structure.

When does refinancing make financial sense?

Refinancing may make sense when you can lower your interest rate, reduce your monthly payment, shorten your loan term, or improve overall financial positioning.

What is the first step to get started?

The first step is a mortgage pre approval. This includes reviewing income, credit, and assets to determine eligibility and provide a clear purchase or refinance strategy.