I have been at Arbor for just over six years and I cannot imagine being anywhere else.  Arbor let's me compete and win.  The owner's are constantly making the company better and giving me better tools and technology.  There is a culture that is about supporting each other and helping each other win.  There is a culture of respect for the loan officer as well as the support staff who are the back bone of my success.

I chose ARBOR because after years in the industry in both IMB and in bank lending, I was tired of not having autonomy. Mortgage is a challenging industry that requires knowledge, sales acumen and the ability to adapt rapidly to ever changing market conditions. I was tired of asking for concessions, being strapped into credit boxes that were tighter than the actual loan program, and having to adapt to the company's current lending appetites. Brokering allows you to truly control your own destiny, and ARBOR stands out. I interviewed over 10 companies, and Ryan O'Kane of ARBOR was the first owner that I talked to that gave me absolute transparency, did not feed me any lines, and I have never looked back.

I chose Arbor after speaking with Ryan on the phone, the way he communicated with me helped me understand how the transition would be, what to expect and the options with DBA. Comp is good too!

We were lucky enough to be approached by someone at Arbor who we'd worked with at a previous company, JUST before going live with a standalone brokerage we'd created. Our dba is Focus Home Lending and our team was ready for autonomy. We were tired of the BS we were constantly being fed by big companies who tell you exactly what you want to hear to get you onboarded, then they change all the rules to benefit themselves, with zero regard to the impact on my team. We have been with Arbor since April of 2024 and have NEVER been happier, OR more profitable. We absolutely love being a part of the Arbor team, we have our own branding and ability to run our business exactly as we want. The leadership team at Arbor is here when we need them, and has followed through 100% with every promise made when we were joining. That has never happened before. We have found our mortgage home and could not be more grateful for the opportunity. To say we highly recommend making a move to partner with Arbor would be a gross understatement. If you are tired of your supposed "partners" jacking your rates, taking more and more bps for themselves and making YOU take the concessions, and you're considering a move, please take the time to talk to someone at Arbor first. It was the best move I've ever made.

 love working for Arbor!  As a 25 year mortgage business veteran having worked as a broker and retail lender over the years - I can honestly say with out doubt Arbor is the best company I have worked for.  The support, tools, lender options, and resources for everything needed to run a high functioning loan practice are here at Arbor.  Not only that but you are truly independent to run your business as you see fit without corporate red tape that you run into with retail lenders.  The leaders of the company are all seasoned mortgage professionals that 'get it'.  This is the most pro loan officer company I have ever worked for.  Anyone joining will not be disappointed. 

I chose to join Arbor because I was looking for a platform that combined competitive pricing with strong support and modern tools, and Arbor has delivered on all fronts. From the start, technology like EiOS, along with the marketing resources and lead generation support, has made it easier for me to grow and manage my business efficiently.

The pricing and compensation structure is not only competitive, but also transparent, which gives me confidence in how I run my pipeline. Beyond that, the support and culture here stand out there’s always someone willing to help, and the leadership team truly wants to see you succeed.

Another major advantage has been the DBA opportunities, which give me flexibility to build my own brand while still leveraging Arbor’s resources and backing. For me, it’s the best of both worlds: independence paired with the tools and support I need to thrive.

I decided to join Arbor Financial Group because of their commitment to cutting-edge technology and competitive pricing in the mortgage industry. Their innovative approach makes the entire process more efficient, and I was really impressed by how they empower their team with the tools to succeed. Plus, the pricing is unbeatable, which aligns perfectly with my goal to provide clients with the best possible solutions. Arbor’s forward-thinking culture and focus on customer satisfaction made it an easy decision to join this amazing team!

After struggling at retail banks with uncompetitive pricing, operational challenges and endless meetings for years, I finally made the jump to become a mortgage broker with Arbor Financial in Summer of 2018.  It was the best decision of my 20-year career.  Now I have 100+ lenders my clients can choose from, a best-in-class marketing platform and I am able to focus on what I do best: ORIGINATING LOANS.  I would urge any Loan Officer who is tired of the retail red tape to make the switch NOW to Arbor Financial. 

Hello Arbor Nation!

What can I say about Arbor? This has truly been an amazing journey for me. I came from a correspondent, one lender, one loan structure mentality, and it took some serious convincing from John Goodpaster to get me here. But I am so grateful I made the change nearly six years ago.

The culture here is incredible, this is more than a company, it is a family. My business has grown immensely, and the technology, loan options, and lender relationships we have make life so much easier for me and my team. I know as I grow and evolve, Arbor will adapt with me. Here you are not just a loan officer, you are part of the company, and your ideas are valued. You can truly be part of something greater than yourself.

Thank you Ryan, Dave, and John. I greatly appreciate all that you have done for me and for our amazing members at Arbor, too many to name but all so important.

Blessings!

I can't say enough how awesome it is to be an LO with the Arbor family.  The owners and management are super friendly, down to earth, reachable and always available to help.  The culture and vibe are contagious; the quarterly lender events are epic in bringing Arbor nation together.  The marketing, support, software, and freedom to run your own business (DBA) is a huge plus.  The ability to choose retail, broker, or non-delegated channel provides a competitive edge with pricing to win the deal.  Eios the proprietary software is amazing; it does all the follow up and marketing for you.  A real plug and perform system.

The compensation plan is fantastic.  The best part is you get a breakdown of your compensation after the loan funds.  Very transparent and the wire arrives 1-2 days after.  No hunting around for commissions, shortages or issues.  It's very clear and simple.  Arbor gives the LO freedom to run their own business with flexibility and room for growth.  I love Arbor and highly recommend joining Arbor Nation.

In considering my next move in the mortgage business, I knew I wanted it to be my last.  I considered a lateral move to another mortgage bank, but I knew in my gut that wasn't the right move.  The programs, rates and most importantly, the people at Arbor are best in class.  Each day I am here, I become more certain I made the right move. 

Why I chose Arbor: 1. The People and the Company Culture. This place really feels like a team of like minded individuals, striving to help each other succeed and empower our clients.

2. Tools & Tech:  From Eios to the Marketing Campaigns, Arrive, Mortgage Coach MBS Highway.  I have want is necessary to succeed.

3. We have so many lenders to chose from and our pricing structure is set up in a way to maximize our clients situation as well as providing me with excellent compensation.

4. Hands down the Best support and company Culture that I have been apart of.  Special Shout out to Leif, Peter and LaRelle.